08.22.2013

Injured on the Job? No worries

Job injuries can be frightening. You are physically suffering from your injury.You start worrying about medical bills, and perhaps lost wages. The best way for you to relieve your mind is to know the laws concerning work injuries, and know your rights under those laws. While you may represent yourself in workers’ compensation proceedings, you should know that litigation is complex and your employer or your employer’s insurance carrier will be represented by an experienced attorney.

The Pennsylvania Workers’ Compensation Act covers your medical bills and money for lost wages if you are unable to work, until you are able to return to work. It also provides death benefits for dependent survivors if work injuries result in death. Funds for these benefits come from private insurance companies or the State Workers’ Insurance Fund (a state-run workers’ compensation insurance carrier) or self-insured employers.

Most Pennsylvania workers are covered by The Pennsylvania Workers’ Compensation Act. If you are in the minority that is NOT covered, you may be eligible for benefits from the Uninsured Employer Guaranty Fund. For more information call the Bureau of Workers’ Compensation at (800) 482-2383 or locally and outside Pennsylvania at (717) 772-4447.

It is important to report your work injury as soon as possible to receive the maximum benefits possible. Go to your supervisor immediately after you are injured. Inform your supervisor that your injury occurred at work and specify the date and place when and where it happened. Your employer is required by law to notify the Bureau of Workers’ Compensation of the injury. If your employer denies your claim, you have a right to file a petition for a hearing.

Types of benefits

The law provides for the following workers’ compensation benefits:
• Payments for lost wages
• Death benefits
• Specific loss benefits (loss of permanent use of all or part of your thumb, finger, hand, arm, leg, foot, toe, sight, hearing or serious and permanent disfigurement on your head, face or neck)
• Medical care

If the injury results in you not being able to work for a year or more, you may be eligible for Social Security benefits as well. For more information visit www.socialsecurity.gov  or contact your nearest Social Security Administration office.

The entire Workers’ Compensation act is available on The Pennsylvania Department of Labor and Industry Web site at www.dli.state.pa.us. Copies can be purchased online at www.pabookstore.com.

Since 1906, our PA personal injury lawyers have successfully represented thousands of clients in serious personal injury cases, including PA car accidents, tractor trailer accidents, motorcycle accidents, PA medical malpracticePA worker’s compslip and fallproduct-related injuries and Social Security disability claims. Our PA criminal defense attorneys represent defendants in all types of summary, misdemeanor and felony cases ranging from drunk driving cases to major crimes in both state and federal courts.

Powell Law is Northeastern Pennsylvania’s oldest PA personal injury law firm. It was established by our grandfather, Attorney James J. Powell Sr., on the principles of honor, integrity and trust. For three generations, we have upheld those principles every day – in every case.

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